Line of credit
Credit that's there when you need it — and quiet when you don't
Get approved once for a line of credit, then draw only what you need.
Draw what you need
Request any amount up to your limit and have it sent to your bank account.
Pay for what you use
Interest applies only to your outstanding balance, not your full limit.
Reuse as you repay
Every payment frees up available credit for the next time.
Example terms
- • Credit limits based on your profile and state
- • APRs from 59% to 160% based on your profile and state
- • Minimum monthly payment based on your balance
- • No annual fee and no draw fee
Loan or line of credit?
Choose a personal loan when you know the exact amount you need and want one predictable payment. Choose a line of credit when your costs come in waves — a slow month, a repair, a deposit — and you want the flexibility to borrow again without reapplying.
Compare personal loans